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Nov 09

20 Ways to Boost Your Holiday Budget

Using the word budget this time of year may come across grinchy. But now's the time to stick with your spending plan! Here are a few tips to make and keep a little extra wiggle room. (Includes some fan favorites!) If you want to boost your holiday budget, a huge part of... read more →
Nov 02

How to Set Up Your Christmas Budget

Did you know Americans spent $730.2 billion on Christmas last year? That’s a lot of photo cards, personalized stockings, candy canes, Christmas music, Santa hats and sparkly ornaments. But unless you plan on skipping Christmas this year, you’ll find yourself a part of that $730.2 billion machine too. To enjoy... read more →
Oct 20

Dave Ramsey Weekly Newsletter

8 Types of Insurance You Can’t Go Without Insurance is like a life jacket. It’s a bit of a nuisance when you don’t need it, but when you do need it, you’re more than thankful to have it. Without it, you could be one car wreck, illness or house fire... read more →
Aug 24

Unusual Notices From IRS

Last week, NSA received reports from members whose clients had gotten unusual notices from the IRS. These notices claim the individuals owe taxes despite having paid the taxes before July 15. Although the checks for the taxes are reported to have cleared the bank, the IRS is sending out notices... read more →
Aug 18

IRS Operations During COVID-19: Mission-critical functions continue

The Internal Revenue Service reminds taxpayers and tax professionals to use electronic options to support social distancing and speed the processing of tax returns, refunds and payments. To protect the public and employees, and in compliance with orders of local health authorities around the country, certain IRS services such as... read more →
Aug 17

Understanding the Psychology of Money and What It’s Costing You

RACHEL CRUZE Ramsey Personality We’re all wired differently. Our passions, our fears and our dreams are different. And when we hear the word money, we all have unique thoughts and emotions too. Understanding the psychology of money can help us be aware of those thoughts, emotions and behaviors when they pop... read more →
May 20

Baity & Assoc. will Re-Open the office June 1, 2020

Baity & Assoc. Tax and Financial Services will resume regular business hours of 8:00am – 5:00pm beginning Monday, June 1, 2020. We look forward to being able to open the office to you again and are committed to making this transition as safe and comfortable as possible for you. We... read more →
Feb 18

Credit vs. Debit: Which Is Better? Your Daily Dose of Dave Ramsey

We know what you’re thinking: Is debit better than credit? Is that a trick question? If you’ve been around here for all of five minutes, you probably know exactly how we feel about credit. And if you don’t know, just hang tight a second—because you’re about to find out. A lot of people think... read more →
Feb 17
Feb 07

IRS launches Identity Theft Central

WASHINGTON — The Internal Revenue Service launched Identity Theft Central, designed to improve online access to information on identity theft and data security protection for taxpayers, tax professionals and businesses. Located on, Identity Theft Central is available 24/7 at It is a resource on how to report identity theft, how... read more →